Sarah Shtylman counsels entrepreneurs, established tech businesses and innovators on a variety of regulatory matters, primarily in the fintech and blockchain industries. She provides actionable regulatory assessments that drive product development and product marketing, and she negotiates and drafts the appropriate contracts, terms of service, and licensing programs to implement the regulatory and product advice. Sarah is well-versed in state and federal financial services regulations, and she has advised clients through the application and compliance processes for state trust charters, money transmission licenses, and lending licenses. Sarah also frequently supports her clients in matters related to data security, privacy, intellectual property and regulatory compliance. She represents both investors and emerging companies in financings, and she has experience advising companies with respect to banking laws and bank services agreements.
In recent technology transactional work, Sarah has advised multiple international companies on the issuance of application-specific points, rewards programs, digital coins, stored value devices, and other in-game or in-app value systems. Separately, she has also engaged directly with state and federal regulators to discuss the applicability of various financial services regulatory regimes to emerging blockchain technology platforms and protocols that her clients are developing.
Sarah’s background includes serving as in-house regulatory counsel at Coinbase, a digital asset exchange company, where she managed the company’s money transmission licensing programs, negotiated and drafted agreements on global payment services integrations, and evaluated risks and advised business teams on commercial partnerships. Sarah also has experience with non-fungible tokens (NFTs), token crowd sales (ICOs), asset-backed digital tokens (including stablecoins), peer-to-peer lending, corporate governance, Bank Secrecy Act compliance, FINRA arbitration and financial services litigation.
- Recognized by The Recorder in its annual "Women Leaders in Tech Law" list as a Next Generation Honoree, 2018
- The First State Fintech Lab’s Advisory Board, Member
- Coinbase, Regulatory Counsel, 2014 - 2016
- Hody Esq., Sole Proprietor, 2014
- Levine & Associates, PLLC, Law Clerk, 2010; Associate, 2011 - 2013