Veronica K. McGregor

Veronica McGregor is of counsel with the firm's Business Group. Her practice focuses on payment systems, financial services, mobile banking, mobile payments and m-commerce, stored value systems, consumer lending, privacy, online business, anti-money laundering compliance, ATM and debit networks, and software and technology licensing. Veronica has represented clients in a variety of financial services-related matters including banks, payment system providers, wireless carriers, gaming developers, virtual property trading platforms, online and physical retailers, social networking companies, online service providers and software application developers.

Payments
The evolving payments landscape is a largely unsettled patchwork of federal and state laws and regulations giving rise to complex regulatory, consumer protection and business issues. Veronica advises clients regarding a wide range of electronic financial services matters, including emerging payment systems, money transmission, payment cards (gift cards, credit cards and debit cards), mobile banking, mobile payments, loyalty and "Points" programs, unclaimed property, the Payment Card Industry or "PCI" data security standards, the Gramm-Leach-Bliley Act, Anti-Money Laundering compliance and related matters.

Consumer Lending
Veronica has significant experience in consumer lending law and regulation including the Truth in Lending Act, Fair Credit reporting Act, Fair Debt Collection Practices Act, Real Estate Settlement Procedures Act and other state and federal laws and regulations. She has done extensive regulatory work for many innovative credit products including credit cards exclusively for use in casinos and a new credit and debit network designed to reduce fees and data security risk.

Information Technology
Veronica has experience with IT and technology-oriented business matters. She has assisted clients with IT outsourcing, Internet transactions, electronic authentication and electronic contracting, data security, and corporate transactions involving technology businesses.

Community Involvement

• California State Bar Association, Consumer Financial Services Committee, Vice Chair

Related Employment

• Morrison & Foerster, San Francisco, CA, Associate, 1999 - 2007